5 Suggestions To Plan Your Roof Financing Pittsburgh

The best time to replace your Pittsburgh roof is when you plan ahead by financing your project.

However, that’s just not how life goes sometimes. Which roof financing Pittsburgh choice is best for you and your home depends on some important factors:

• The amount of funds you have on hand
• Your yearly income
• Your credit rating (whether you have good credit or bad credit)
• Whether your home has roof damage because of a major storm

Getting a new roof goes beyond choosing colors, materials, and a style that best suits your home. You must also plan ahead on how you’re going to finance your roof replacement project. Fortunately, you have a variety of options for roof financing Pittsburgh your new roofing system.

Here’s what you need to know about Pittsburgh roof financing. 

BEFORE GETTING A NEW ROOF

Ask your family, friends, neighbors and colleagues for any roofing contractors Pittsburgh they can recommend. You can also look for reputable companies online. Once you have a list of prospective contractors, do your research, and only consider those with good reviews and valid license and insurance. Peak Precision Contracting guarantees 100% customer satisfaction on every project and hass 100’s of review online for you to read!

YOUR 5 Suggestions To Roof Financing Pittsburgh

Cash or check

Paying in cash remains the best option for roof financing. There’s no complicated paperwork or approval process to bother with, besides the contract with your chosen roofing company in Pittsburgh to complete the work.  All that’s required is a deposit, then the remainder of the funds transferred after the roof is installed. 

This payment method will help you avoid paying interest. 

Home Equity Loan

In a home equity loan, you can borrow cash against your home’s appraised value. This option often has lower fixed interest rates than credit cards or personal loans.  Pittsburgh Home equity loans can be great if you have equity built up on your home and if you’re looking for a non-variable loan rate and predictable payment schedule. 

Credit Card

Can you put your roof replacement on a credit card? The short answer is yes! You may consider using a credit card for your Pittsburgh roof financing if you qualify for a new no-interest one. Putting your new roof on a credit card can be beneficial if you have a card with generous rewards and incentives, especially cash-back bonuses.

Find a credit card through Hearth Financing!  For example, a new credit card for home improvement offering 0% interest for up to 18 months allows you to put the entire project on the card. Then you can pay the project off throughout the next year.  

And best of all, finding out if you qualify doesn’t count against your credit score!

Insurance Coverage

One of the trickiest and most difficult means for paying for a new roof is through an insurance claim. 

We work with insurance companies to represent our customers’ interests. We properly document and record the storm damage, and then provide the paperwork to file a claim. Simply put, we take some of the confusion out of implementing your insurance policy at a very stressful time.

If you think you may be eligible for insurance to cover your Pittsburgh roofing project, then we recommend reaching out to your insurance agent directly to discuss a potential claim.

Hearth Financing

Since most homeowners don’t like to pay cash for large home improvement projects, that’s why we partner with Hearth Financing: to help Muth Roofing customers reach their home improvement goals.

Hearth Financing is revolutionary in that it puts financing options that are available to you as a consumer in the comfort of your own hands while you are in your own home.

If your project is urgent, Hearth can help you find the right personal loan to finance your roof replacement project. Within 60 seconds, you will have customized rates from multiple lenders so you can pick the loan that works best for you.

And best of all, using Hearth will not affect your credit score. 

A great way to learn more about Hearth Financing is reading some Hearth Financing reviews.  This will give you a good picture of how they work with us and our customers.

Complete a 60-second Hearth application form and get personalized rates from multiple lending partners.

Call Peak Precision Contracting today at (412) 498-4299 for a FREE estimate on Pittsburgh roof repair or Pittsburgh roof replacement.